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Key takeaways. Before traveling internationally, check whether you need to share your travel plans with your credit card issuer so they know you’re abroad and won’t flag your card for fraud. If your card charges foreign transaction fees, you might have to pay a percentage of the transaction amount each time you make a purchase.Do I have to pay foreign transaction fees when I use my Card? Depending on the type of product you have, you may be charged foreign transaction fees to convert your international transactions into US currency. You can check if foreign transaction fees are waived for .